About
- Independent Mortgage Broker and Financial Advisor, based in Montreal, and licensed in the province of Quebec.
- Uniquely tri-licenced in Mortgage brokerage, Life Insurance, and Investments.
- In each of my businesses, I am not tied to any companies’ products or services allowing me to find the best solutions for my clients.
- Being tri-licensed means I am well positioned to advise my clients on how to achieve all their most important financial objectives with the least amount of risk and in a tax efficient manner.
Mortgage brokerage service overview:
- As your mortgage broker, I represent you, not the lender.
- I can help you with purchases, refinances, mortgage renewals, second mortgages, home equity lines of credit, cash back mortgages, reverse mortgages, owner occupied or rental properties, and more.
- I specialize in tough deals. (Self-employed, Impaired credit, New to Canada, no down payment)
- First Time Home Buyers. I take pride in making the process as smooth as possible from pre-approval to closing. No suprises.
- I deal with a wide range of lenders including major banks, credit unions, non-bank lending institutions, and private lenders.
- Pre-negotiated rates means no haggling.
- In most cases my services are free, as I am compensated by the lender.
- Affiliated with one of Canada’s largest mortgage brokerage firms, Mortgage Intelligence Inc.
- Licensed through the L’Autorite des Marches Financiers. (AMF)
- Member of the Mortgage Professionals Canada.
Life Insurance overview:
- Solutions for individuals, families, and business owners.
- As an independent Life Insurance Agent, I am able to shop the market for the best solutions for my clients.
- Life Insurance products: Term Life, Mortgage Life, Universal Life, Whole Life.
- Living Benefits: Disability, Critical Illness, Health & Dental, Travel
- Insurance Investments: Segregated Funds, Annuities, Variable Annuities.
- Retirement Planning
- Estate Planning
- Insurance business conducted through Warren Ross Financial Services Inc.
- Licensed through the L’Autorite des Marches Financiers. (AMF)
- Member of the Chambre de Securite Financiers. (CSF)
Investment Services Overview:
- My services include investment management, retirement planning, education planning, and tax efficient investment strategy’s.
- I offer RRSP’s/RRIF’s, Tax Free Savings accounts, RESP’s, Mutual Funds, and more…
- Through my Life Insurance license, I can offer investment products uniquely offered through life insurance companies.
- Being licensed in mortgage brokerage, life insurance, and investments, I take a global approach to maximizing my clients wealth in a tax efficient, and risk adjusted manner.
- Affiliated with Quadrus Investment Service Ltd, a division of Great West Life.
- Licensed through the L’Autorite des Marches Financiers. (AMF)
- Member of the Chambre de Securite Financiers. (CSF)